Google AdSense offers multiple payment methods for Indian publishers. The available options include Electronic Funds Transfer (EFT) and Cheque.
The EFT option allows you to receive your earnings directly into your bank account in Indian Rupees (INR), offering a convenient and secure way of receiving payments.
On the other hand, the Cheque payment method involves receiving a physical cheque, which may take longer to process due to the time required for delivery and clearance.
Electronic Funds Transfer (EFT)
With EFT, your earnings are directly deposited into your bank account in INR.
This method is recommended by Google for its convenience, security, and speed.
To set up EFT as your payment method, you need to provide your bank account information in your AdSense account.
Once your earnings reach the payment threshold, the payment is initiated and deposited into your bank account.
How to set up EFT for AdSense in India
To set up EFT for AdSense in India, follow these steps:
- Sign in to your AdSense account.
- In the left navigation panel, click on Payments.
- Click on Add payment method.
- In the “Add a payment method” section, enter your bank account information. If you’re not sure what information to enter, please contact your bank.
- Click Save.
Once you’ve completed these steps, you will need to verify your account using a small test deposit.
Google will send a small amount of money to your bank account, which you will need to verify in your AdSense account.
Once your account is verified, you will be able to receive your AdSense earnings directly into your bank account in INR through EFT.
Note that if you set EFT as your form of payment after the 20th of the month, Google cannot guarantee that you’ll be paid by EFT that month.
If you haven’t received your payment within 5 business days from the date of issue of payment, it’s recommended to contact your bank for more details.
Cheque
The Cheque payment method involves receiving a physical cheque in INR.
While this method is available, it may take longer to receive and process payments compared to EFT.
The cheque is issued by Citibank and is valid for one year from the date of issuance.
However, consider the additional time required for the cheque to reach you and for the clearance process.
It’s worth noting that the payment options and features may be subject to updates and changes by Google AdSense.
Minimum payment threshold for Google AdSense in India
The minimum payment threshold for Google AdSense in India is $100.
This means that you will be eligible to receive payment once your earnings reach or exceed $100.
Note that this threshold may vary depending on the country and reporting currency in your AdSense account.
Additionally, publishers have the option to set a higher payment threshold if they prefer.
We recommend referring to the official AdSense support page for the most current information on payment thresholds and policies.
How often does Google AdSense pay out earnings in India?
Google AdSense pays out earnings in India on a monthly basis.
The payment cycle is monthly, and if you’ve completed the necessary steps to get paid, Google will issue a payment between the 21st and the 26th of the month.
The actual arrival of the money depends on the selected payment method.
For example, for EFT payments/bank transfer, it usually takes around 7 business days for the payment to reach your account.
If you haven’t received your payment by the end of the month, it’s recommended to follow up with your banking institution.
How can I withdraw money from Google AdSense in India?
To withdraw money from Google AdSense in India, you can use Electronic Funds Transfer (EFT) or Wire Transfer to Bank Account. Here are the steps to set up EFT:
- Sign in to your AdSense account.
- In the left navigation panel, click on Payments.
- Click on Add payment method.
- In the “Add a payment method” section, select Wire transfer to bank account.
- Enter your bank account information, including the bank name, branch name, account number, and IFSC code.
- Click Save.
Once you’ve completed these steps, you will need to verify your account using a small test deposit.
Google will send a small amount of money to your bank account, which you will need to verify in your AdSense account.
Once your account is verified, you will be able to receive your AdSense earnings directly into your bank account in INR through EFT.
It’s important to note that if you set EFT as your form of payment after the 20th of the month, Google cannot guarantee that you’ll be paid by EFT that month.
Additionally, if you haven’t received your payment within 5 business days from the date of issue of payment, it’s recommended to contact your bank for more details.
It’s also worth noting that AdSense offers different payment options for different countries, and the available options may be subject to updates and changes.
Therefore, it’s recommended to refer to the official AdSense support page for the most current information on payment methods and policies.
Alternatively, you can also withdraw your AdSense earnings through Western Union Quick Cash.
To do this, you need to log in to your AdSense account, select Western Union Quick Cash as your payment method, and provide your name and address as it appears on your government-issued ID.
Once your payment is issued, you can pick it up at a Western Union agent location in India.
Which bank is best for AdSense in India?
There is no one “best” bank for AdSense in India, as different banks may offer different benefits and drawbacks depending on your specific needs and preferences.
However, some banks that are commonly recommended by AdSense publishers in India include State Bank of India (SBI), ICICI Bank, HDFC Bank, and Canara Bank.
These banks offer convenient and reliable services for receiving AdSense payments through Electronic Funds Transfer (EFT) or Wire Transfer to Bank Account.
Consider factors such as fees, transaction speed, and customer service when choosing a bank for AdSense payments.
How can I open AdSense account in India?
Here’s how you can open an AdSense account in India:
1. Eligibility:
- You must be at least 18 years old and have a valid Google Account.
- You must reside in India and have a valid Indian address.
- You must have a website or YouTube channel that complies with AdSense’s content policies.
2. Visit the AdSense website:
Go to https://adsense.google.com/start/.
3. Click “Get started”:
This will initiate the account creation process.
4. Sign in to your Google Account:
Use the Google Account associated with your website or YouTube channel.
5. Enter your website URL:
If you have a website, paste its URL in the designated field. If you don’t have a website yet, select “I don’t have a site yet.”
6. Choose your payment country:
Select “India” as your payment country.
7. Review and accept the terms:
Carefully read and agree to the AdSense Terms and Conditions.
8. Provide your contact information:
This includes your full name, phone number, and mailing address.
9. Verify your account:
Google will send a verification code to your phone number. Enter the code to complete the process.
10. Submit your application:
Review your information and click “Submit” to send your application for approval.
Additional notes:
- Google typically reviews applications within 48 hours. You’ll receive an email notification regarding the status of your application.
- Once approved, you can proceed with adding AdSense code to your website or YouTube channel and start displaying ads.
- Remember to ensure your content complies with AdSense policies to avoid potential disqualification.
Here are some helpful resources for more information:
- Create an AdSense account: https://support.google.com/adsense/?hl=en
- Eligibility requirements for AdSense: https://support.google.com/adsense/answer/9724?hl=en
- AdSense content policies: https://support.google.com/adsense/answer/48182?hl=en
Wrap!
Google AdSense provides Indian publishers with convenient payment methods such as EFT and Cheque.
The EFT method offers a secure and efficient way to receive earnings directly into your bank account in INR, while the Cheque method involves receiving a physical cheque, which may take longer to process.
Publishers should consider their preferences and the specific details of each payment method to choose the most suitable option for receiving their AdSense earnings.
In India, at the time of the writing of this post (June 2014), AdSense offers payment via Cheque and EFT, and they convert your earnings into INR and then make the payment.
Usually, the AdSense USD to INR conversion rate is high, so you might not find this to be an issue.
However, an AdSense cheque takes time to reach India (10-15 days), and it takes another few days for clearance.
The AdSense team is increasing payment options in many countries, and they have already added EFT payments for Indian publishers.
For more information, you can refer to the official guide to read more about AdSense payment policies. It’s also important to stay updated on any changes or additions to the available payment methods for Indian publishers.
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