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Top 10 Payment Gateways for WooCommerce India

Running a successful WooCommerce store in India hinges on offering secure and convenient payment options for your customers. Selecting the right payment gateway for WooCommerce India is crucial. This post explores the top 10 contenders, highlighting their features, fees, and suitability for your store.

Factors to Consider When Choosing a Payment Gateway for WooCommerce India

Beyond the core aspects mentioned earlier, here’s a deeper dive into key considerations for your WooCommerce India store:

Supported Currencies

If you plan to cater to international customers, ensure the gateway supports the relevant currencies. Consider any currency conversion fees that might apply.

Settlement Time

The timeframe for receiving funds from your sales can vary between gateways. Choose a gateway with faster settlements, especially if cash flow is critical for your business.

Payment Chargebacks

Chargebacks occur when a customer disputes a transaction and gets their money back from their issuing bank. Understand the gateway’s policies and fees related to chargebacks.

Recurring Billing Support

If you offer subscription-based products or services, choose a gateway that seamlessly handles recurring payments.

International Expansion Plans

If you envision expanding your WooCommerce store to international markets, select a gateway that facilitates international transactions with ease. Consider any additional fees or complexities involved.

Customer Reviews and Reputation

Read online reviews and research the reputation of potential payment gateways. Look for feedback regarding customer support, security practices, and overall user experience.

API Availability

For developers, a robust API (Application Programming Interface) offered by the gateway can enable advanced integrations and customization within your WooCommerce store.

Additional Considerations Specific to the Indian Market

  • Compliance with Regulations: Ensure the payment gateway adheres to Indian regulations and data security standards like PCI DSS (Payment Card Industry Data Security Standard).
  • Support for Regional Languages: Catering to a wider Indian audience might involve offering checkout options in regional languages. See if the gateway and its WooCommerce plugin support this functionality.
  • Cash on Delivery (COD) Support: COD is a popular payment method in India. Choose a gateway that integrates seamlessly with COD services if you plan to offer it.
  • Mobile Payment Integration: The rise of mobile wallets in India makes integrating these platforms with your payment gateway crucial for a smooth mobile shopping experience.

The chosen gateway should not only cater to your current needs but also adapt and grow alongside your online business.

Top 10 Payment Gateways for WooCommerce India


A leading payment gateway in India offering a wide range of payment options, including instant settlements, subscription support, and fraud prevention tools. Transaction fees start around 2%.


A popular choice for Indian customers, Paytm integrates seamlessly with WooCommerce and supports all major payment methods. They offer competitive transaction fees, sometimes even 0% for specific plans.


Provides secure payment solutions with features like split payments, international payouts, and automated reconciliation. Transaction fees are around 1.9%.

PayU India

A well-established payment gateway with robust security features and support for international payments. Transaction fees typically fall around 2%.


A user-friendly option for startups and small businesses. They offer various payment methods and have a simple fee structure (around 2% + ₹3 per transaction).


An established gateway offering a comprehensive suite of payment processing services. Transaction fees vary depending on the plan chosen.

EBS (E-Billing Solutions)

Provides secure payment processing with features like recurring billing and real-time transaction monitoring. Fee structures need to be directly inquired with EBS.


A popular payment gateway known for its reliability and security. Transaction fees typically depend on the chosen plan.

Amazon Pay

Integrates well with WooCommerce stores and caters to customers already familiar with the Amazon ecosystem. Transaction fees are similar to other major gateways.


A fast-growing mobile wallet platform gaining traction in India. Integrating PhonePe as a payment gateway for WooCommerce India can attract a wider customer base. Transaction fee structures might need to be confirmed with PhonePe.

Choosing the Right Payment Gateway for Your WooCommerce India Store

The ideal payment gateway depends on your specific needs. Consider factors like:

  • Transaction Volume: If you anticipate high sales volume, a gateway with competitive transaction fees is crucial.
  • Target Audience: Tailor your payment options to your customer base. Mobile wallets might be a priority for a younger demographic.
  • Technical Expertise: Choose a gateway with an easy-to-use plugin for smooth WooCommerce integration.

Beyond the Top 10: Exploring Other Options

There are numerous payment gateways available for WooCommerce India. Research and compare options to find the best fit for your store. Don’t hesitate to contact potential gateway providers for detailed pricing information and feature demonstrations.




How do I add a payment gateway in WooCommerce India?

To integrate a payment gateway in WooCommerce for India, you can follow these steps based on the provided search results:

Paytm Integration:

Follow a step-by-step guide to set up Paytm in WooCommerce, a popular online payment gateway in India.

PayU India Integration:

Access the PayU India Payment Gateway Documentation on WooCommerce’s official website. Configure the plugin by going to WooCommerce > Settings > Payment Gateways and selecting “PayU India”.

Third-Party Payment Gateway Integration:

Install the payment plug-in from WooCommerce to integrate third-party payment gateways in WooCommerce India.

Stripe Integration:

Enable the Stripe Payment Gateway for WooCommerce India users by installing the Stripe WooCommerce payment gateway, creating a Stripe account, and obtaining Live and Test API keys.


Selecting the right payment gateway for WooCommerce India empowers you to offer a convenient and secure checkout experience for your customers, ultimately boosting sales and customer satisfaction.

To succeed in the Indian market, explore top contenders and consider key factors.


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